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Time to Take Advantage of the Commercial Real Estate Market

Time to Take Advantage of the Commercial Real Estate Market

The coronavirus pandemic that shutdown the U.S. economy almost a year ago has continued to affect the nation in many more aspects than just personal health. With millions of American companies forced to have their employees work from home, many of them ha

Mar 03, 2021 |

Increasing your credit score!

Increasing your credit score!

The last post discussed the basics of the portion of your credit score that has to do with amounts owed.  Understanding the basics of credit scoring will help you increase your score. This makes up 30% of your credit score and only deals with your u

May 05, 2020 |

Your Credit Score

Your Credit Score

There are five main categories in credit scoring.  Today I will share about the one on the chart called amounts owed.  This is known in the industry as the debt utilization ratio.  It is figured by taking all revolving debt(credit card debt

May 01, 2020 |

It's Springtime  RATES ARE FALLING

It's Springtime RATES ARE FALLING

In the last few days in the investment world things have been happening and there is now news that we may start seeing 30 year fixed rates in the high 2's.  So anyone at 3.5% or higher rate may benefit from a financial review. Please call Steve

Apr 29, 2020 | #creatingravingfans

Making Your Own Good Luck While Shopping for a Mortgage

Making Your Own Good Luck While Shopping for a Mortgage

Most Americans shop to find the best deal on jeans, funiture, TV's, however a study has been done and less than 50% of mortgage borrower's shop to make sure they are getting the best deal.  How would you like to save at least $1,500?  F

Sep 26, 2019 |

PMI!  What is PMI?

PMI! What is PMI?

PMI! PMI is Private Mortgage Insurance on a conventional loan. For an FHA loan it is called upfront MI and MIP. First conventional loans.  Any loan where you put less than 20% down requires the borrower to pay PMI. There are lender paid optoi

Jul 29, 2019 |